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Best 6 Month CD Rates: July 2019 | MagnifyMoney

Open a BaneSmart Certificate of Deposit from Banesco USA to earn at some of the best CD rates. The 6 Month CD earns at a top rate on all balances below $250,000. You’ll need at least $1,500 to open the account. Founded in 2006, Banesco USA is a part of Banesco International, a financial institution with a presence in 15 countries.